Small Business Banking:
SBA Lending

SBA Lending

For the small business owner, time is money. Whether you're looking to improve cash flow, purchasing new equipment or expanding your business, you need a bank with the expertise and ability to respond quickly to your needs.

Work with a Preferred Lender

Not all banks are able to process your SBA loan in-house. As a Preferred Lender with the Small Business Administration (SBA) in Dallas and Lubbock, PlainsCapital Bank is able to make lending decisions on the behalf of the SBA. This means that your loan application does not have to go through the SBA for approval-we process it right here at the bank.

We provide our small business customers:

• Consultative approach
• Dedicated support staff
• Streamlined application process
• Two-day turnaround on most loan requests

Benefits of an SBA Loan

The SBA has been supporting small businesses for more than 50 years providing loans, loan guarantees, counseling and other assistance. SBA loans are more beneficial to small businesses than conventional loans because they allow for:

• Quicker loan application processing
• Lower down payment requirements
• Longer terms
• Flexible repayment options

Types of Loans

• Working capital
• Business expansion
• Equipment financing
• Business real estate
• Accounts receivable and inventory financing
• Business acquisition

Does My Business Qualify for an SBA Loan?

Approximately 95% of all businesses are eligible for SBA assistance. Your PlainsCapital Bank small business lender can help you determine your eligibility for an SBA loan.

Contact Us

For more information about SBA Loans, contact us at 1-866-762-8392.