Treasury Management:
Controlled Disbursement

You can make informed cash management decisions with PlainsCapital Bank’s controlled disbursement service. We report your current disbursements early each day giving you accurate and timely information with which to determine daily cash flow.

How It Works

Your company establishes both a zero-balance controlled disbursement account and a funding account. Each day, PlainsCapital Bank identifies checks presented for payment on your controlled disbursement account. The funds needed to clear those checks are then automatically transferred from your funding account to your controlled disbursement account. (Wire transfers and ACH transactions are directed to your funding account.)

Make the Most of Every Dollar

Daily disbursement activity is available to you each morning using our secure Internet banking system. Using this information, you can ensure that funds in your funding accommodate equal the day’s clearing total.

Using controlled disbursement is a simple, effective way to make every dollar work harder for you. Excess funds can be allocated to pay down loan balances or invested for additional interest income.

So get control of your cash flow. Avoid overdrafts on your accounts. Eliminate or reduce your need for short-term funding. And take advantage of investment opportunities with excess cash.

Fight Check Fraud

Controlled disbursement works in conjunction with Positive Pay giving you additional control over check issuance and payment while combating check fraud.

Positive Pay allows you to:

• Improve audit control
• Identify potentially fraudulent items before checks are paid
• View images of suspect checks online through our secure website
• Efficiently reconcile your account each day

Reconciliation is customizable depending on how much information you need us to provide. We offer full reconciliation, partial reconciliation and deposit reconciliation services.

Contact Us

To learn more about PlainsCapital Treasury Management services call
214-252-4000.