Treasury Management:
ACH Transactions

With PlainsCapital’s Automated Clearing House (ACH), you can easily manage cash flow across multiple accounts. Designed for batch processing, ACH services give you the flexibility to pay bills, collect payments, meet payroll and transfer funds quickly and conveniently. You’ll always know the settlement date because ACH transactions are processed the day they are initiated.

ACH Collections

ACH collections allow you to automatically debit customer accounts at PlainsCapital or other banking institutions for quick and easy bill payment. Because ACH collections are electronic transactions, your customers’ accounts are automatically debited on the payment due date, eliminating the need for processing paper checks. It also simplifies cash forecasting as check collection float on deposited payments is eliminated.

ACH Cash Concentration Services

You can move funds where you need them with ACH cash concentration services. Commercial customers use ACH services to electronically transfer funds between accounts located at different financial institutions. Businesses with locations in multiple cities can move funds from local banking institutions to their primary PlainsCapital funding account, for instance, without writing checks.

ACH Payments

You can also use ACH services to make vendor payments. These can be routine bill payments or single transactions. Employee payments such as expense reimbursements can also be accomplished through ACH. Dividend payments are another common application.

Online ACH Initiation

At PlainsCapital Bank, we help you take ACH initiation one step further with our Internet banking system. The easiest way to initiate ACH transactions is online from your computer. For higher volume commercial applications, we provide Financial Expert, ACH origination software, to facilitate batch processing. This tool helps you manage payroll, cash payments and collection of funds.

Contact Us

To learn more about PlainsCapital Treasury Management services call
214-252-4000.